LaVeta Hayes was born in Daytona Beach, FL.  She received her Bachelor of Science Degree in Accounting from Bethune-Cookman University and a Master's Degree in Public Administration from Central Michigan University. After 37 years of exceptional Federal Government Service as Branch Chief of Financial Management Policy for the U.S. Department of Agriculture, Forest Service, LaVeta retired in February of 2014.

LaVeta has assisted hundreds of clients in the past years in the financial and insurance industry and has given hundreds of phenomenal presentations and speeches.  LaVeta specializes in College Planning, Estate Preservation, Medicare, Life & Health Insurance and Long-Term Care Planning giving lifelong tips and tools to plot a plan for continuous success.